Why We're Different From the Competition

BCMortgages.net is operated by Mortgages Canada - a licensed, nation-wide, mortgage brokerage firm with a track record of success. The experience held by our specialists is unparalleled. We have licensed professionals ready to serve you throughout the province (even throughout the country). We know the best each city can offer, and we can leverage our vast amount of business in your favour through volume discounts.

Usually when somebody is looking for ways to finance the purchase of a new home, they go to their banks for advice. However, banks do not always align their goals with the needs of their clients. On the other hand, we do. Mortgages Canada is an independent brokerage, meaning that we are unbiased in our dealings with lenders. We have a various different banks and lending institutions at our disposal. Our contacts and relationships with these institutions allow us to quickly and effectively shop around to find you the most competitive rate. We understand that your financial future may very well be at the hands of your mortgage, therefore our goal is to facilitate the process and get you the best deal we can find.

As a homebuyer, you might not know what the best options available to you are. We at Mortgages Canada understand that in order to find the best mortgage, our clients need to be informed of all the products and services available on the market. Our on going relationships with lenders give us insider knowledge of the most recent changes in the mortgage industry, and we use our knowledge to find our clients the best of the best.

No Serice Costs

Our business model is designed such that our clients are not charged for our services. We, as a mortgage broker, earn our dollars directly from the banks. Lenders are happy to do business with us because this way they save on their own operation costs. It is cheaper for them to provide their services through brokers than to process applications in-house. By applying with Mortgages Canada, you can benefit from all the advantages we have to offer, at no extra cost!

Our representatives are paid salary - not on commission. They are ready to provide unbiased opinions and options to all of our customers.

Your Credit Score

Shopping around to find the best rates and offers from lenders sounds like a great idea. However, in determining your mortgage qualification your credit rating is pulled. If you were to go to various different banks to try to find yourself the best deal, each bank would individually pull your credit - shaving points off your credit score each time (your credit rating drops every time your credit is pulled)! This is a non-issue with Mortgages Canada, because we only pull your credit once and evaluate all of the options available to you with it.